Zopa

Combining the reliability of a high street bank with the ease of app-based banking, we aim to offer our customers more value than both.  

Founded in 2005, we’re now trusted by over 1.5 million people across the UK to help them make the most of their money. We’ve lent out over £13 billion, look after more than £5 billion in savings, have 600,000+ customers using our credit card and are proud to be rated Excellent on Trustpilot from 30,000+ reviews.  

Along the way, we’ve picked up a stack of awards for our loans, credit cards, car finance and savings products — but despite all that experience, we’re still just getting started.  

In 2025, we launched our Biscuit bank account — a current account that’s much sweeter than the average. Customers can open an account in minutes and with interest on balances, cashback on bills, an exclusive savings rate and everything managed effortlessly in our app, it’s built to help our customers get more dough with less effort.